Parts of Medicare

 

Medicare Part A

Part A (Hospital Insurance):
Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

 

Medicare Part B

Part B (Medical Insurance):
Helps cover: Services from doctors and other health care providers. Outpatient care. Home health care. Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment). Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

 

Medicare Part D

Part D (Drug coverage):
Helps cover the cost of prescription drugs. You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare.

 

Medicare Choices

Get the facts on all of your Medicare Plan choices.
Choosing a Medicare Plan can be confusing. Understanding which options will suit your health needs, lifestyle and budget is important. I educate you on all your options, so you can make an informed descision. My services are no-cost and unbiased.

MEDICARE SUPPLEMENT INSURANCE VS. MEDICARE ADVANTAGE
No network restructions. No doctor referrals needed. You can see any doctor who takes Original Medicare throughout the USA You may be required to use only in-network Doctors, Doctor referrals to see a Specialist and Pre-Authorization for certain medical services
The best time to apply is during your initial enrollment. If you apply later, you are subject to underwriting Benefits may change yearly
The average cost can vary by age, health history, or both May have out of pocket expenses
Prescription coverage is not included. You must buy a seperate Part D plan Does not require Medical Underwriting
Guaranteed renewable as long as you pay the premium. Benefits never change Some Plans provide Prescription Drug, Dental, Vision, and Gym Memberships